The Judy Niemeyer Team Blog

The U.S. Consumer Product Safety Commission (CPSC) estimates that over one million senior citizens are treated in emergency rooms for home-related injuries each year. CPSC believes that many of these accidents result from often-overlooked hazards which are easy to detect and correct. Use this checklist to spot possible safety problems which may be present in your Mobile Eastern Shore home and use it periodically to re-check your residence.

 THE LIVING ROOM

        1. Arrange pieces of furniture and electrical cords so that you have unobstructed passageways.

        2. Remove electrical cords from under carpeting and furniture to prevent damage and/or fire hazards.

        3. Use tape, not staples, to attach cords to walls or floors.

        4. Place space heaters away from passageways and all flammable items such as curtains, furniture, and rugs. Carefully follow safety instructions when using the heater.

        5. Make sure that any wood-burning stove has been installed correctly and follow local codes. Allow proper ventilation for the room in which it is used.

BASEMENT/GARAGE/WORKSHOP AREAS

        1. Make sure that these areas are well lighted, especially if using power tools.

        2. Check that stair areas have lighting sufficient to allow you to see each step, particularly the edges, when you are using them to go up or down.

        3. Place light switches at both the top and the bottom of the stairs of your Mobile Eastern Shore home.

        4. Check the stability of handrails and the condition of the steps.

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Mobile Eastern Shore Homes For Sale:

22851 Clearwater Circle, Fairhope AL 36532

MLS# 169128

Built with quality, a must see!!  The lot is irregular, but it borders Rock Creek and is very private.  The home is a contemporary style and has large oversized windows.  This wonderful home boasts three stories, an oversized living room, dining room, oak floors, vaulted ceilings, oversized stone fireplace, a private office, an updated master bathroom and stainless steel appliances.

Learn more about 22851 Clearwater Circle and other Mobile Eastern Shore homes for sale by visiting JudySells.com.

The Judy Niemeyer Team knows that selling or buying a Mobile Eastern Shore home is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying Mobile Eastern Shore real estate or marketing Mobile Eastern Shore homes for sale, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.

You can contact Judy by email or by calling 251-990-0569.

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Overall, Mobile Eastern Shore rental property provides more tax benefits than almost any other investment. The deductions listed below are the most common, but you are urged to consult with your accountant and/or the IRS regarding your personal situation.

• MORTGAGE INTEREST: This can be a fairly large deduction if you are carrying a mortgage on your rental property. Other interest deductions can be for loans for improving the property and interest on credit cards for goods or services used in a rental-related activity. (Note: It is much easier to maintain records if you keep your personal credit card(s) separate from a business credit card.)
• DEPRECIATION: The actual cost of rental property is not fully deductible in the year in which it is purchased. Residential rental property must be depreciated over 27.5 years.
• HOME OFFICE: If certain requirements are met, you may deduct your home office expenses from your taxable income. This deduction applies not only to space devoted to office work, but also to a workshop or any other home workspace you use for your rental business. A portion of a workshop used in connection with your Mobile Eastern Shore rental property may also be deducted.
• REPAIRS: Usually the costs of repairs to rental property are fully deductible in the year in which they are incurred if they are ordinary, necessary, and reasonable in number. Examples of deductible repairs include repainting, fixing gutters, leaks, or floors, plastering, and replacing broken windows.
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Mobile Eastern Shore Real Estate For Sale:

16452 Polo Club Road, Point Clear AL 36564

MLS# 173458

As you walk through this wonderful estate home at the Polo Club, you will notice the incredible quality of craftsmanship.  This home was designed by Lea Vereumille and built by Randy Crocker.  The oversize rooms with heart of pine floors are perfect for entertaining.  Outside you will love the fabulous views from the expansive covered porches.  Enjoy intimate evenings at home out on the covered pavilion while a fire burns in the fireplace. 

Learn more about 16452 Polo Club Road and other Mobile Eastern Shore real estate for sale by visiting Judysells.com.

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Mobile Eastern Shore Homes For Sale:

162 Pinecrest Lane, Fairhope AL 36532

MLS# 172858

One of a kind completely renovated Fairhope cottage two blocks from Mobile Bay. Whimsical, quality, artistic wood vaulted open beamed ceiling, hardwood floors. Travertine, huge island, eating bar, SubZero, high end master bath.  Step back in time, but enjoy modern living in this fantastic home.

Learn more about 162 Pinecrest Lane and other Mobile Eastern Shore homes for sale by visiting JudySells.com.

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A vital step in the home buying process is a professional appraisal of the Mobile Eastern Shore real estate you wish to purchase. An appraisal is an objective analysis of the property’s market value and is required by lenders to make certain that the property is worth at least as much as the amount of the loan you are requesting. Your personal approval is accomplished early in the loan process, but final commitment usually hinges on a satisfactory appraisal, and the lender will study the completed report carefully before determining whether or not the piece of real estate qualifies to serve as security for your loan.

Appraisers are experienced and knowledgeable professionals whom are licensed by the state to estimate real estate values. They must follow rules set forth in the Uniform Standards of Professional Appraisal Practice (USPAP). Once the appraiser has determined the highest and best use of the Mobile Eastern Shore real estate, i.e., the most profitable utilization of the property, he/she will then go about estimating the home’s market value through the use of three basic approaches.

The Cost Approach

The Cost Approach: a set of procedures through which a value indication is derived by estimating the current cost to construct a reproduction of the existing structure, deducting the accrued depreciation and adding the estimated land value. The principle of substitution is the basis of the cost approach, in that no rational person will pay more for a property than the amount for which he can obtain, by purchase of a site and construction of a building, with undue delay, a property of equal desirability and utility. Appraisers typically make use of published cost figures when calculating the cost to construct a building. These sources of data are available online and in printed form. Land value is determined by a comparison of the subject site with other similar sites that have recently sold.

The Sales Comparison Analysis

While cost and income considerations are important, the Sales Comparison Analysis is regard as the industry standard for residential properties. Appraisers get to know the neighborhoods in which they work. To assure that any effects (positive or negative) of its location will be reflected in the sales comparison analysis, the appraiser should select comparable sales from within the same neighborhood whenever possible. If this is not possible, the appraiser may need to make “neighborhood” or “location” adjustments for any sales that are not subject to this same neighborhood characteristic.

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Mobile Eastern Shore Real Estate For Sale:

10525 Couny Road 1, Fairhope AL 36532

MLS# 171390

Beautiful bayfront cottage with 75 feet of Mobile Bay frontage.  This cottage features an open floor plan with large bedrooms.  Outside you will find a wonderful screened porch and deck where you can enjoy the beautiful sunsets.  All of this on a large ¾ acre bulkheaded lot.

Learn more about 10525 County Road 1 and other Mobile Eastern Shore real estate for sale by visiting JudySells.com.

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Mobile Eastern Shore Homes For Sale:

756 Washington Drive, Fairhope AL 36532

MLS# 171064

Welcome home to this completely renovated home on an amazing lot.  The renovated kitchen boasts granite countertops, new appliance, and plank ceilings.  New HVAC unit downstairs, new plumbing, new roof, new windows, new cultured marble showers and tub units, and new lighting fixtures throughout.  There has been $65,000 worth of upgrades done on this house, under a 10 year warranty.  Move in ready!!

Learn more about 756 Washington Drive and other Mobile Eastern Shore homes for sale by visiting JudySells.com.

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Mobile Eastern Shore Real Estate For Sale:

164 Clubhouse Circle, Fairhope AL 36532

MLS# 170928

Welcome home to this elegant home with fabulous views of the #17^th fairway of Rock Creek golf course.  This home boasts an oversized living room, formal dining room and a massive kitchen with a sitting area.  The home has many built-ins for displaying your library or other treasures.  There is a main level master with a separate office.  Enjoy being able to control the audio, visual, lighting and other components of the home with the home control system, Creston system. 

Learn more about 164 Clubhouse Circle and other Mobile Eastern Shore real estate for sale by visiting JudySells.com.

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Mobile Eastern Shore Real Estate For Sale:

18109 Woodland Drive, Fairhope AL 36532

MLS# 169274

Welcome home to this rambling ranch with direct views of Lakewood’s Pristine Golf Course.  This home boasts charm throughout, a Portico, his and her offices, and a fabulous master bedroom.  You will enjoy cooking on the gas and electric stoves in the kitchen and the stainless steel appliances.  Great entertaining flow.  Easy to show!!

Learn more about 18109 Woodland Drive and other Mobile Eastern Shore real estate for sale by visiting JudySells.com.

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