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	<title>The Judy Niemeyer Team Blog &#187; Real Estate</title>
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	<link>http://blog.judysells.com</link>
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		<title>Choosing Paint Colors For Your Mobile Eastern Shore Home Made Easy!</title>
		<link>http://blog.judysells.com/choosing-paint-colors-for-your-mobile-eastern-shore-home-made-easy/</link>
		<comments>http://blog.judysells.com/choosing-paint-colors-for-your-mobile-eastern-shore-home-made-easy/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 18:09:21 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[choosing colors]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[judy niemeyer]]></category>
		<category><![CDATA[mobile eastern shore home]]></category>
		<category><![CDATA[mobile eastern shore real estate]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1256</guid>
		<description><![CDATA[Choosing Paint Colors For Your Mobile Eastern Shore Home Made Easy!]]></description>
			<content:encoded><![CDATA[<p>Have you ever chosen a paint color from one of those little paint chips only to get home and discover the newly painted wall in your <strong><a href="http://www.judysells.com/" target="_blank">Mobile Eastern Shore home</a></strong> doesn’t look anything like the paint chip? Frustrating isn’t it? Sherwin Williams has a great tool to eliminate that frustration!</p>
<p><img class="alignleft size-medium wp-image-1257" style="margin: 5px;" title="paint" src="http://blog.judysells.com/files/2011/10/paint-200x300.jpg" alt="paint" width="157" height="224" />The <a href="http://www.sherwin-williams.com/do_it_yourself/paint_colors/paint_color_palette/visualizer/" target="_blank">Sherwin-Williams Color Visualizer</a> is an online color tool that allows you to choose the right colors for your <a href="http://www.judysells.com/" target="_blank">Mobile Eastern Shore home</a>. You can view how your room will look when painted with one of their 1,500 colors. Once you have found your perfect paint colors, you can print the color information and a <strong>coupon</strong> to bring to your local Sherwin-Williams paint store. You can choose from one of their sample scenes or <strong>upload your own photo!</strong><strong></strong></p>
<p><a href="https://www.sherwin-williams.com/visualizer/demoVideo.html" target="_blank">View the Demo</a><strong>.</strong></p>
<p><a href="https://www.sherwin-williams.com/visualizer/" target="_blank">Launch the Color Visualizer</a><strong>.</strong></p>
<p><strong>Have fun brightening up your <a href="http://www.judysells.com/" target="_blank">­­­­­­­­­­­­­­­Mobile Eastern Shore home</a>!</strong></p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore homes for sale</a>.</p>
<p>The Judy Niemeyer Team knows that selling or buying a <em>Mobile Eastern Shore home</em> is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying <em>Mobile Eastern Shore real estate</em> or marketing <em>Mobile Eastern Shore homes for sale</em>, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.</p>
<p>You can contact Judy by <a href="mailto:team@judysells.com?subject=info%20request">email</a> or by calling 251-990-0569.</p>
]]></content:encoded>
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		<title>Mobile Eastern Shore REal Estate For Sale: 7374 Dairy Road</title>
		<link>http://blog.judysells.com/mobile-eastern-shore-real-estate-for-sale-7374-dairy-road/</link>
		<comments>http://blog.judysells.com/mobile-eastern-shore-real-estate-for-sale-7374-dairy-road/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 00:11:01 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Mobile Bay Area]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[7374 Dairy]]></category>
		<category><![CDATA[Mobile Eastern Shore real estate for sale]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1262</guid>
		<description><![CDATA[Mobile Eastern Shore Real Estate For Sale: 7374 Dairy Road, Fairhope AL 36532 MLS# 181141 True farmhouse with incredible views of the lake and fabulous rolling land that offers privacy.  This home boasts heart pine floors, five fireplaces, a main level master and a guest bedroom.  You will enjoy cooking in the gourmet kitchen with [...]]]></description>
			<content:encoded><![CDATA[<p><strong><img class="alignright size-medium wp-image-1264" title="7374 dairy rd" src="http://blog.judysells.com/files/2011/11/7374-dairy-rd-300x209.jpg" alt="7374 dairy rd" width="256" height="164" />Mobile Eastern Shore Real Estate For Sale:</strong></p>
<p><a href="http://www.judysells.com/listings.htm">7374 Dairy Road, Fairhope AL 36532</a></p>
<p>MLS# 181141</p>
<p>True<strong> farmhouse</strong> with incredible views of the lake and fabulous rolling land that offers privacy.  This home boasts heart pine floors, five fireplaces, a main level master and a guest bedroom.  You will enjoy cooking in the <strong>gourmet kitchen</strong> with a morning area.  Enjoy your morning coffee on either the oversized front or back porch.  Outside you will find a <strong>gunite pool</strong> and guest house.  Feel the breezes and watch the sunrise across this beautiful property.</p>
<p>Learn more about <a href="http://www.judysells.com/listings.htm">7374 Dairy Road </a>and other Mobile Eastern Shore real estate for sale by visiting <a href="http://www.judysells.com/index.htm">JudySells.com</a>.</p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore real estate for sale.</a></p>
]]></content:encoded>
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		<title>How To Deal With Offers On Your Mobile Eastern Shore Home</title>
		<link>http://blog.judysells.com/how-to-deal-with-offers-on-your-mobile-eastern-shore-home/</link>
		<comments>http://blog.judysells.com/how-to-deal-with-offers-on-your-mobile-eastern-shore-home/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 16:05:27 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[home selling tips]]></category>
		<category><![CDATA[judy niemeyer]]></category>
		<category><![CDATA[mobile eastern shore home]]></category>
		<category><![CDATA[mobile eastern shore real estate]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1250</guid>
		<description><![CDATA[How To Deal With Offers On Your Mobile Eastern Shore Home.]]></description>
			<content:encoded><![CDATA[<p>Once your home is listed on the open market and aggressively advertised, <a href="http://houseandhome.com/design/real-estate/accepting-offer">an offer</a> can come in at any time. Although that is what you want – to sell your home – it may feel like everything is moving very quickly, especially if you get an offer a day or two after your <a href="http://www.judysells.com/librarymaster.php?cat=seller" target="_blank">Mobile Eastern Shore home goes up for sale</a>! It&#8217;s important to be prepared to make a decision quickly when the offer meets your criteria, but often sellers have a tendency to wait and see if they receive more or better <img class="alignleft size-medium wp-image-1251" style="margin: 5px;" title="home2" src="http://blog.judysells.com/files/2011/10/home2-300x200.jpg" alt="home2" width="232" height="139" />offers. You will ultimately have to decide what to do, but it is not necessarily safe to assume that there will be a better offer in the future.</p>
<p>If an offer comes in that meets all your requirements, it&#8217;s good to remember the old &#8216;bird in the hand&#8217; saying. Sometimes properties stay on the market for months because a seller has refused a first offer to wait for a higher one that never comes. You should definitely have already set in your mind what would be acceptable to you in terms of price, your desired net, deposit, financing, contingencies, incentives, conveyances, and closing date, and careful review of these elements should be helpful in making your decision. Remember, you have three options: accept the offer, reject the offer, <a href="http://homebuying.about.com/od/offersnegotiations/qt/CounterOffers.htm">counter the offer</a>.</p>
<p>If you are not fully satisfied with the offer presented to you, you can make a counter offer.</p>
<p>Typically, counter offers will state that the seller has accepted the buyer&#8217;s offer subject to the following particulars which can address such items as:</p>
<ul>
<li>Total consideration (generally a higher price)</li>
<li>Increasing the size of the earnest money deposit</li>
<li>Refusal to pay for certain reports or fees</li>
<li>Changing service providers</li>
<li>Altering closing or possession date</li>
<li>Excluding personal property from the contract</li>
<li>Modifying contingency time frames</li>
</ul>
<p>Just as a seller can submit a counter offer to a buyer, a buyer can counter the seller&#8217;s counter, which will then become a counter-counter offer . There is no limit to the number of counter offers that can be submitted back and forth, but counter offers do contain time expirations . If the two parties involved in the sale of your <a href="http://www.judysells.com/index.htm" target="_blank"><strong>Mobile Eastern Shore home</strong> </a>finally reach an agreement, make certain that everything is in writing!<br />
<span id="more-1250"></span></p>
<p>What about low-ball offers? Even if you consider the price being offered insulting, keep your emotions in check. Sometimes buyers are simply testing the waters and will respond positively to a counter offer from you, so keep your options open. You can always counter with definite terms that are favorable to you, the seller, but it is valuable to maintain communication with the buyer. Your countering is advantageous in that it keeps the buyer interested and it moves the negotiation forward, thus giving the buyer the opportunity to submit another offer you’ll like better. When it comes to selling your <a href="http://www.judysells.com/index.htm" target="_blank">Mobile Eastern Shore home</a>, it can be difficult to remain unemotional and not take low-ball offers personally, but remind yourself that this is a business transaction. By the same token, while it is one thing to attempt to convince a buyer to purchase your home in a down market, you need to make money, too.</p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore homes for sale</a>.</p>
<p>The Judy Niemeyer Team knows that selling or buying a <em>Mobile Eastern Shore home</em> is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying <em>Mobile Eastern Shore real estate</em> or marketing <em>Mobile Eastern Shore homes for sale</em>, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.</p>
<p>You can contact Judy by <a href="mailto:team@judysells.com?subject=info%20request">email</a> or by calling 251-990-0569.</p>
]]></content:encoded>
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		<title>Tips For Selling Haunted Mobile Eastern Shore Real Estate</title>
		<link>http://blog.judysells.com/tips-for-selling-haunted-mobile-eastern-shore-real-estate/</link>
		<comments>http://blog.judysells.com/tips-for-selling-haunted-mobile-eastern-shore-real-estate/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 15:48:28 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Residential]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[judy niemeyer]]></category>
		<category><![CDATA[mobile eastern shore homes]]></category>
		<category><![CDATA[mobile eastern shore real estate]]></category>
		<category><![CDATA[stygimatized property]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1244</guid>
		<description><![CDATA[Tips For Selling Haunted Mobile Eastern Shore Real Estate.]]></description>
			<content:encoded><![CDATA[<p>No, this isn’t just another timely spooky story, although it just may have to do with ghosts!  Be you a believer or a scoffer, the fact is that there are pieces of <a href="http://www.judysells.com/homesearch.htm" target="_blank"><strong>Mobile Eastern Shore real estate on the market</strong></a> which are purported to be haunted and thus far more difficult to sell than an ordinary home.  Known as “stigmatized” properties, these houses have the reputation of being haunted or are the site of a previous violent crime&#8211;and the perception of ghosts and gore is not easy to erase.</p>
<p><img class="alignleft size-medium wp-image-1248" style="margin: 5px;" title="8030371_s" src="http://blog.judysells.com/files/2011/10/8030371_s-300x297.jpg" alt="8030371_s" width="218" height="210" />So what to do?  First, check with <a href="http://www.judysells.com/meet.htm" target="_blank"><strong>your Realtor</strong> </a>to see if you’re required to disclose information about the stigma attached to your <a href="http://www.judysells.com/" target="_blank">Mobile Eastern Shore real estate </a>because you could be spooked by a lawsuit if you don’t.  Regardless of what the state dictates, being upfront about your home’s paranormal guests or ghoulish histories is always the best moral policy.  </p>
<p>Okay, that’s the first step.  Then what?  Be sure to pay attention the appearance of your property—inside and out.  To minimize the presence (imagined or real) of ghosts, your home needs to look spirit-free and inviting on the outside. Clean up a dark, forbidding atmosphere; clear away any dead trees, especially those with hanging branches; replace rusty iron gates with a white picket fence, get rid of unwanted residents like stray cats and spiders. On the inside, think warm, bright, and clutter-free. Getting rid of darkness and gloom that could promote the idea of spirits may require removing outdated, musty furniture, antique rugs, old pictures of ancestors, and other items that contribute to an “eerie atmosphere” so that you can alleviate any pre-conceived notions in potential buyers.</p>
<p>If you simply cannot dispel persistent beliefs about the “dark side” of your <a href="http://www.judysells.com" target="_blank">Mobile Eastern Shore real estate</a>, you may have to resort to (gasp!) bringing in a ghost buster.  David Frankin Farkas, owner of <a href="http://www.househealing.com/">HouseHealing.com</a>, makes a full-time living by ridding properties of specters and/or negative energy.  Farkas claims that formerly-haunted houses frequently sell in a matter of days after he has completed his task.  <a href="http://www.ghostvillage.com/links/links_groups.shtml">Click here</a> to find groups who will investigate paranormal activity in your home.<br />
<span id="more-1244"></span></p>
<p>Pricing your Mobile Eastern Shore real estate to sell is another strategy you must consider.  By lowering your price by 20-25%, you may make your property attractive to potential buyers, especially investors.</p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore homes for sale</a>.</p>
<p>The Judy Niemeyer Team knows that selling or buying a <em>Mobile Eastern Shore home</em> is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying <em>Mobile Eastern Shore real estate</em> or marketing <em>Mobile Eastern Shore homes for sale</em>, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.</p>
<p>You can contact Judy by <a href="mailto:team@judysells.com?subject=info%20request">email</a> or by calling 251-990-0569.</p>
]]></content:encoded>
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		<title>Mobile Eastern Shore Real Estate For Sale: 10912 Pecan Drive</title>
		<link>http://blog.judysells.com/mobile-eastern-shore-real-estate-for-sale-10912-pecan-drive/</link>
		<comments>http://blog.judysells.com/mobile-eastern-shore-real-estate-for-sale-10912-pecan-drive/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 16:45:36 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Mobile Bay Area]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[10912 Pecan]]></category>
		<category><![CDATA[Mobile Eastern Shore real estate for sale]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1241</guid>
		<description><![CDATA[Mobile Eastern Shore Real Estate For Sale: 10912 Pecan Drive, Fairhope AL 36532 MLS# 180362 One of a kind waterfront property in Fairhope. This home features a spacious floor plan with open, updated kitchen with granite and SS appliances, sun porch, formal dining room and den, saltwater pool, new boat house with 8000 lb. boat [...]]]></description>
			<content:encoded><![CDATA[<p><strong><img class="alignright size-medium wp-image-1242" title="10912 Pecan" src="http://blog.judysells.com/files/2011/10/10912-Pecan-300x200.jpg" alt="10912 Pecan" width="239" height="168" />Mobile Eastern Shore Real Estate For Sale:</strong></p>
<p><a href="http://www.judysells.com/listings.htm">10912 Pecan Drive, Fairhope AL 36532</a></p>
<p>MLS# 180362</p>
<p>One of a kind <strong>waterfront </strong>property in Fairhope. This home features a <strong>spacious floor plan</strong> with open, updated kitchen with granite and SS appliances, sun porch, formal dining room and den, saltwater pool, new boat house with 8000 lb. boat lift. This home is located on <strong>deep water</strong>, beautifully landscaped grounds and a <strong>fenced</strong> back yard. A must see!!!!</p>
<p>Learn more about <a href="http://www.judysells.com/listings.htm">10912 Pecan Drive </a>and other Mobile Eastern Shore real estate for sale by visiting <a href="http://www.judysells.com/index.htm">JudySells.com</a>.</p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore real estate for sale.</a></p>
<p>The Judy Niemeyer Team knows that selling or buying a <em>Mobile Eastern Shore home</em> is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying <em>Mobile Eastern Shore real estate</em> or marketing <em>Mobile Eastern Shore homes for sale</em>, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.</p>
<p>You can contact Judy by <a href="mailto:team@judysells.com?subject=info%20request">email or by calling 251-990-0569.</a></p>
]]></content:encoded>
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		<title>Mobile Eastern Shore Homes For Sale: 6351 Beaver Creek Drive</title>
		<link>http://blog.judysells.com/mobile-eastern-shore-homes-for-sale-6351-beaver-creek-drive/</link>
		<comments>http://blog.judysells.com/mobile-eastern-shore-homes-for-sale-6351-beaver-creek-drive/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 19:56:25 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Mobile Bay Area]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[6351 Beaver creek]]></category>
		<category><![CDATA[mobile eastern shore homes for sale]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1230</guid>
		<description><![CDATA[Mobile Eastern Shore Homes For Sale: 6351 Beaver Creek Drive, Fairhope AL 36532 MLS# 180592 This gracious home sits alongside Lakewood&#8217;s Azalea golf course under a canopy of live oaks. A generous front porch invites you to tour this classic Southern home w/high ceilings and large rooms all on one level. French doors open to [...]]]></description>
			<content:encoded><![CDATA[<p><strong><img class="size-medium wp-image-1232 alignright" title="6351 beaver creek" src="http://blog.judysells.com/files/2011/10/6351-beaver-creek-300x200.jpg" alt="6351 beaver creek" width="300" height="200" />Mobile Eastern Shore Homes For Sale:</strong></p>
<p><a href="http://www.judysells.com/listings.htm">6351 Beaver Creek Drive, Fairhope AL 36532</a></p>
<p>MLS# 180592</p>
<p>This gracious home sits alongside <strong>Lakewood&#8217;s Azalea</strong> golf course under a canopy of live oaks. A generous <strong>front porch</strong> invites you to tour this classic Southern home w/high ceilings and large rooms all on one level. French doors open to the beautifully manicured <strong>backyard</strong> that leads to the golf course. Home features <strong>hardwood</strong> &amp; split brick floors, granite countertops, wetbar, 2 fireplaces, and more.</p>
<p>Learn more about <a href="http://www.judysells.com/listings.htm">6351 Beaver Creek Drive </a>and other Mobile Eastern Shore homes for sale by visiting <a href="http://www.judysells.com/index.htm">JudySells.com</a>.</p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore homes for sale.</a></p>
<p>The Judy Niemeyer Team knows that selling or buying a <em>Mobile Eastern Shore home</em> is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying <em>Mobile Eastern Shore real estate</em> or marketing <em>Mobile Eastern Shore homes for sale</em>, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.</p>
<p>You can contact Judy by <a href="mailto:team@judysells.com?subject=info%20request">email or by calling 251-990-0569.</a></p>
]]></content:encoded>
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		<title>Do You Have Adequate Flood Insurance For Your Mobile Eastern Shore Real Estate?</title>
		<link>http://blog.judysells.com/do-you-have-adequate-flood-insurance-for-your-mobile-eastern-shore-real-estate-2/</link>
		<comments>http://blog.judysells.com/do-you-have-adequate-flood-insurance-for-your-mobile-eastern-shore-real-estate-2/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 12:24:57 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Residential]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[insuring your home]]></category>
		<category><![CDATA[judy niemeyer]]></category>
		<category><![CDATA[mobile eastern shore homes for sale]]></category>
		<category><![CDATA[mobile eastern shore real estate]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1227</guid>
		<description><![CDATA[Do You Have Adequate Flood Insurance For Your Mobile Eastern Shore Real Estate?]]></description>
			<content:encoded><![CDATA[<p>Given the number and severity of natural disasters world-wide this year, it is no wonder that owners of <strong><a href="http://www.judysells.com/" target="_blank">Mobile Eastern Shore real estate</a></strong> are becoming increasingly concerned about their insurance coverage for damages caused by these disasters, especially floods. According to FEMA, flooding is the number one natural disaster across the United States, and this spring brings with it the probability of extremely high water and flooding.       </p>
<p><img class="alignleft size-medium wp-image-1228" style="margin: 5px;" src="http://blog.judysells.com/files/2011/10/question-300x225.jpg" alt="" width="244" height="180" />Since your basic homeowner’s insurance policy will not cover damage due to rising water, (i.e. water that collects as a result of an overflow of a body of water or surface water runoff), you would be well advised to research flood insurance policies for your <a href="http://www.judysells.com/" target="_blank">Mobile Eastern Shore real estate</a>. Think you’re safe because you live in a moderate-to-low-risk flood area? Think again. About 25% of all flood insurance claims come from areas with just such a designation!       </p>
<p>The <a href="http://www.fema.gov/business/nfip/">National Flood Insurance Program</a> (NFIP) is a federal program that offers flood insurance to homeowners who reside in an <a href="http://www.fema.gov/fema/csb/shtm">NFIP community</a>. It is a good idea to determine <a href="http://www.floodsmart.gov/">your community’s flood risk</a>. There are three types of policies available to owners of Mobile Eastern Shore real estate: the standard dwelling; general property (for businesses and apartments); and residential condominium building association, and each can be purchased through most leading insurance companies (you can call NFIP at 888-379-9531 for a referral) for a relatively low fee paid once a year. Average residential premiums cost about $570 a year, but a low-risk policy can be had for as little as $129 and covers the foundation of your home and the equipment needed for the home’s normal function (i.e. furnace, water heater, and electrical system). You can also purchase additional coverage for furniture, appliances, and personal possessions </p>
<p>As with other types of insurance, it’s important to know exactly what your policy covers, information about deductibles, rates, payment, and claim procedures. One area not covered is the basement, so finished walls, floors, and personal belongings found there are not claimable. For residential policies the maximum coverage is $250, 000 for the structure and $100, 000 for personal property. For businesses and commercial properties the limits are increased to $500, 000 for both. Rates are set, do not vary from agent to agent, and depend on factors such as your home’s age, type of construction, and location. Like other policies, having a higher deductible lowers the amount of the premium but will reduce your claim payment.  Be advised that unless flood insurance is required by your lender, there will typically be a 30-day waiting period before your policy goes into effect.       <br />
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<p>Insurers urge homeowners to inventory all of their belongings, estimate their value, and keep a copy of the list in a waterproofed spot or even in a location away from the residence. Some property owners rely on videotapes to catalog their possessions. Websites such as <a href="http://www.knowyourstuff.com/">KnowYourStuff.com</a> make easy-to-use inventory checklists and planners available to you free of charge.       </p>
<p>Lest you are thinking of foregoing flood insurance to save money, consider this: just a few inches of water from a flood can cause tens of thousands in damage. During the past decade the average flood claim has amounted to over $33, 000! Best not to be penny-wise but pound foolish.</p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore homes for sale</a>.</p>
<p>The Judy Niemeyer Team knows that selling or buying a <em>Mobile Eastern Shore home</em> is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying <em>Mobile Eastern Shore real estate</em> or marketing <em>Mobile Eastern Shore homes for sale</em>, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.</p>
<p>You can contact Judy by <a href="mailto:team@judysells.com?subject=info%20request">email</a> or by calling 251-990-0569.</p>
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		<title>Home Warranty Can Help Sell Your Mobile Eastern Shore Home</title>
		<link>http://blog.judysells.com/home-warranty-can-help-sell-your-mobile-eastern-shore-home/</link>
		<comments>http://blog.judysells.com/home-warranty-can-help-sell-your-mobile-eastern-shore-home/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 14:01:16 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Residential]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[home selling incnetives]]></category>
		<category><![CDATA[home selling tips]]></category>
		<category><![CDATA[home warranty]]></category>
		<category><![CDATA[judy niemeyer]]></category>
		<category><![CDATA[mobile eastern shore home]]></category>
		<category><![CDATA[mobile eastern shore real estate]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1220</guid>
		<description><![CDATA[Home Warranty Can Help Sell Your Mobile Eastern Shore Home]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-medium wp-image-1221" style="margin: 5px;" title="4917293_blog" src="http://blog.judysells.com/files/2011/10/4917293_blog-225x300.jpg" alt="4917293_blog" width="152" height="198" />In recent years of ever-increasing fees by service repair companies and continued belt-tightening by home buyers, the provision of home warranty protection plans by sellers has become a rather common&#8211;and even expected&#8211;incentive. The knowledge that they won’t be hit by unexpected repair bills in the first year after purchasing their <strong><a href="http://www.judysells.com/" target="_blank">Mobile Eastern Shore home </a></strong>is reassuring to buyers, especially first-timers who have no experience in home maintenance.</p>
<p>A <a href="http://www.ushomewarranty.com/home-seller.shtml">home warranty plan</a> is essentially a service contract that covers a major housing system, for example, plumbing or electrical wiring &#8212; for a set period of time from the date a house is sold. The warranty guarantees repairs to the covered system and is renewable.</p>
<p><strong>How Much Does a Home Warranty Cost</strong>?</p>
<p>They are fairly inexpensive, typically ranging from $250 to $400, depending on coverage. Home warranty companies sometimes run special sales and either discount policy prices or offer additional coverage for the same price. The policies are prepaid for a year in advance, at which time they expire or can be renewed.</p>
<p><strong>How Do They Work</strong>?</p>
<p>Although specific plans provide for specific types of coverage, most operate the same way.</p>
<ul>
<li>If a home system or appliance breaks or stops working, the home owner calls the home warranty company.</li>
<li>The home warranty company calls a provider with which it has a business arrangement.</li>
<li>The specific provider calls the home owner to make an appointment.</li>
<li>The provider fixes the problem. If an appliance is malfunctioning and cannot be repaired, depending on contract coverage, the home warranty company will pay to replace and install the appliance.</li>
<li>The home owner pays a small trade service fee (less than $100).　</li>
</ul>
<p><strong>Types of Coverage</strong></p>
<p>Because all plans differ, you will want to ask specifically what is covered. Ask your real estate agent to recommend a proven plan and inquire if upgrades are available for your <a href="http://www.judysells.com/" target="_blank">Mobile Eastern Shore home</a>. Pay close attention to whether the home warranty company will pay for repairs to make certain types of systems or appliances compliant with new regulations and be aware that they won’t pay for pre-existing conditions. Usually covered are heating and cooling systems, water heaters, appliances, electrical systems, inside plumbing stoppages, ductwork, ceiling fans, and garbage disposals.</p>
<p><strong>Advantages Of Offering a Warranty Plan<br />
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<p>Home warranty companies profess that in addition to providing buyer peace of mind, the protection plan you provide for your Mobile Eastern Shore home prevents many post-sale disputes, speeds up the sale, and helps to bring in a higher price. They also suggest that you take out such a policy during the listing period to provide peace of mind to you, the seller, too!</p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore homes for sale</a>.</p>
<p>The Judy Niemeyer Team knows that selling or buying a <em>Mobile Eastern Shore home</em> is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying <em>Mobile Eastern Shore real estate</em> or marketing <em>Mobile Eastern Shore homes for sale</em>, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.</p>
<p>You can contact Judy by <a href="mailto:team@judysells.com?subject=info%20request">email</a> or by calling 251-990-0569.</p>
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		<title>Tips For Cleaning Up The Clutter In Your Mobile Eastern Shore Real Estate</title>
		<link>http://blog.judysells.com/tips-for-cleaning-up-the-clutter-in-your-mobile-eastern-shore-real-estate/</link>
		<comments>http://blog.judysells.com/tips-for-cleaning-up-the-clutter-in-your-mobile-eastern-shore-real-estate/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 20:00:59 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[de-clutter]]></category>
		<category><![CDATA[home selling tips]]></category>
		<category><![CDATA[judy niemeyer]]></category>
		<category><![CDATA[mobile easter shore real estate]]></category>
		<category><![CDATA[mobile eastern shore homes for sale]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1212</guid>
		<description><![CDATA[Tips For Cleaning Up The Clutter In Your Mobile Eastern Shore Real Estate]]></description>
			<content:encoded><![CDATA[<p><strong>Why? How? What? Where? </strong></p>
<p>Let’s start with the <strong><em>why?</em></strong> The most common incentive to clear away clutter occurs when you’re <strong><a href="http://www.judysells.com/market_explanation.htm" target="_blank">selling your Mobile Eastern Shore real estate</a> </strong>and want to stage it for prospective buyers. Real estate agents will tell you that clutter-filled, disorganized homes appear smaller, and every website offering tips for a fast sale includes&#8211;and stresses- the need to show a <a href="http://www.flylady.net/">clutter-free home</a>. Another strong reason for eliminating clutter is to <strong>lower the stress in your life </strong>by having everything <img class="alignleft size-medium wp-image-1213" style="margin: 5px;" title="organization" src="http://blog.judysells.com/files/2011/09/organization-300x222.jpg" alt="organization" width="235" height="175" />in its place ((how nice it would be not to spend valuable time and energy looking through clutter for misplaced items!) and returning home to a serene and neatly organized setting. (Polls and studies have shown that physical surroundings do indeed affect one’s level of stress. ) Other mess-removing motivators include <strong>selling unused items</strong> to bring in extra money, <strong>donating still-good items </strong>to people who need them<strong>, </strong>and joining the green movement by <strong>recycling</strong> unwanted possessions.</p>
<p><strong><em>How</em></strong> to begin such a daunting task?</p>
<p>All “experts” in the field strongly advise tackling the job in <strong>small steps</strong>. Begin with <strong>one room </strong>at a time, play soothing <strong>music, </strong>and allocate <strong>20 to 30 minutes a day</strong> to the job. Bring to each room boxes or bins labeled <strong><em>keep, toss, donate, </em></strong>and <strong><em>recycle. Be ruthless!!</em></strong> If you haven’t used an item in the past year, remove it from your<a href="http://www.judysells.com/index.htm" target="_blank"> Mobile Eastern Shore real estate</a>. (Hint: also check expiration dates on foodstuffs when you de-clutter the kitchen.) <strong><em>Assess your storage capacity </em></strong>and discard accordingly.</p>
<p><strong><em>What </em></strong>should you dispose of?</p>
<p>The most obvious clutter creators seem to be <strong><em>mail, clothing, newspapers and magazines, documents, books, and home décor accessories. </em></strong>Think, too, about<strong><em> furniture, baby items, food, toiletries, appliances, bedding, electronics, and hardware. </em></strong>Have you heard about the <strong>“80/20 rule”? </strong>It is generally believed that you can safely let go of 80% of the papers you’ve kept.</p>
<p><strong>W<em>here </em></strong>should your unneeded/unwanted treasures go?</p>
<p>For many of them, the answer is, of course, the <strong><em>trash. </em></strong>(You can easily arrange for bulk pickup for large items.) Others may be candidates for <strong>recycling. </strong>Perhaps you can list some of them under the <strong>Free tab on Craig list </strong>or search nearly 5000 groups who <a href="http://www.freecycle.org/">use discarded materials</a>.</p>
<p><strong>Ask around your community</strong> for organizations which would welcome used books and toys&#8211;<strong>libraries, hospitals, nursery schools, churches</strong>. Give old magazines to <strong>doctors’ offices</strong>. <strong>Lions Club </strong>groups collect old eyeglasses, and many organizations eagerly accept working but unwanted cell phones. There are innumerable websites which suggest new homes for your discards. Try <a href="http://recyclenow.com/">RecycleNow.com</a> or <a title="http://www.earth911.com/" href="http://www.earth911.com/">Earth911.com</a> (supplies locations of local charities by zip code). Many organizations such as <a href="http://www.goodwill.org/">Goodwill Industries</a>, <a href="http://www.salvationarmyusa.org/usn/www_usn_2.nsf">Salvation Army</a>, and <a href="http://www.dav.org/">Disabled Veterans</a>, have handy drop-off boxes or centers or will come to your Mobile Eastern Shore real estate location for pickup. (Extra bonus: in addition to the joy of giving to others, you may also receive a <strong>tax deduction </strong>for your contributions.)<br />
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<p>The fact that much of our clutter reflects our memories, values, and achievements makes it difficult to let go of it, but with strong motivation, resolve, and continued effort, you can free yourself of accumulated “stuff”, give yourself extra time, money, and energy, and lessen your stress level while enhancing the lives of others. How to <strong>keep </strong>your home this way? That’s another article!</p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore homes for sale</a>.</p>
<p>The Judy Niemeyer Team knows that selling or buying a <em>Mobile Eastern Shore home</em> is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying <em>Mobile Eastern Shore real estate</em> or marketing <em>Mobile Eastern Shore homes for sale</em>, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.</p>
<p>You can contact Judy by <a href="mailto:team@judysells.com?subject=info%20request">email</a> or by calling 251-990-0569.</p>
]]></content:encoded>
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		<title>Mobile Eastern Shore Real Estate For Sale: 206 Rockcreek Parkway</title>
		<link>http://blog.judysells.com/mobile-eastern-shore-real-estate-for-sale-206-rockcreek-parkway/</link>
		<comments>http://blog.judysells.com/mobile-eastern-shore-real-estate-for-sale-206-rockcreek-parkway/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 05:05:12 +0000</pubDate>
		<dc:creator>Morgan</dc:creator>
				<category><![CDATA[Mobile Bay Area]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[206 rockcreek]]></category>
		<category><![CDATA[mobile eastern shore real estate]]></category>

		<guid isPermaLink="false">http://blog.judysells.com/?p=1207</guid>
		<description><![CDATA[Mobile Eastern Shore Real Real Estate For Sale: 206 Rockcreek Parkway, Fairhope AL 36532 MLS# 179711 A Must See!!  This home boasts an open floor plan, heart pine floors, 10ft. ceilings throughout, tray ceilings, gas logs in living rooms, and granite.  The Master suite is spacious and has a peaceful golf course view.  The curb [...]]]></description>
			<content:encoded><![CDATA[<p><strong><img class="alignright size-medium wp-image-1210" title="206 rockcreek" src="http://blog.judysells.com/files/2011/09/206-rockcreek1-300x203.jpg" alt="206 rockcreek" width="254" height="152" />Mobile Eastern Shore Real Real Estate For Sale:</strong></p>
<p><a href="http://www.judysells.com/listings.htm">206 Rockcreek Parkway, Fairhope AL 36532</a></p>
<p>MLS# 179711</p>
<p>A Must See!!  This home boasts an open floor plan, <strong>heart pine floors</strong>, 10ft. ceilings throughout, tray ceilings, gas logs in living rooms, and granite.  The Master suite is spacious and has a peaceful<strong> golf course view</strong>.  The curb appeal of this yard extends to the entire property with its natural landscaping.  Truly a great place to call home. </p>
<p> Learn more about <a href="http://www.judysells.com/listings.htm">206 Rockcreek Parkway </a>and other Mobile Eastern Shore real estate for sale by visiting <a href="http://www.judysells.com/index.htm">JudySells.com</a>.</p>
<p><a href="http://www.judysells.com/homesearch.htm">Search all Mobile Eastern Shore real estate for sale</a>.</p>
<p>The Judy Niemeyer Team knows that selling or buying a <em>Mobile Eastern Shore home</em> is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It is, therefore, our Goal to make this experience a seamless one. Whether buying <em>Mobile Eastern Shore real estate</em> or marketing <em>Mobile Eastern Shore homes for sale</em>, we will provide unparalleled professional, quality service and the most productive approach to achieving your goals.</p>
<p>You can contact Judy by <a href="mailto:team@judysells.com?subject=info%20request">email  or by calling 251-990-0569.</a></p>
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